F

Financial Services Authority (FSA)

An independent body that regulates the financial services industry in the UK.

Fixed rate mortgage

A mortgage in which the interest rate is set for an agreed period of time.

Fixtures and fittings

All non-structural items included in the purchase of a property.

Flexible mortgage

An arrangement whereby you can increase or decrease your mortgage.

Flying freehold

A flying freehold exists when one part of a property extends over, or under, a neighbouring property.

Freehold

Where the owner of the property also owns the land on which it is built.

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